Application Process

Four simple steps to get your loan quickly. Our streamlined process is designed to be efficient and user-friendly, helping you secure the funds you need with ease.

Application Steps

From application to disbursement, fully transparent and trackable

1
Submit Application
Fill out the online application form with basic information
5 minutes
  • Identity documents
  • Income proof
  • Bank statements
  • Other relevant documents
2
Document Review
Our professional team reviews your application materials
2-4 hours
  • Credit record inquiry
  • Income verification
  • Repayment capacity assessment
  • Risk evaluation
3
Approval Decision
Fast approval with timely notification of results
Within 24 hours
  • Loan amount determination
  • Interest rate confirmation
  • Repayment plan creation
  • Contract preparation
4
Fund Disbursement
After contract signing, funds are quickly transferred
1-2 business days
  • Electronic contract signing
  • Fund transfer
  • Account notification
  • Repayment reminder setup

Application Requirements

Ensure you meet the following conditions to expedite approval

Basic Requirements
  • At least 21 years old citizen or permanent resident
  • Stable source of income
  • Good credit record
  • Meet minimum income requirements
Required Documents
  • Copy of ID card
  • Last 3 months' pay slips
  • Bank account statements
  • Employment verification letter
Additional Documents (if applicable)
  • Property ownership certificate
  • Vehicle registration certificate
  • Business license (for business loans)
  • Financial statements (for business loans)

Application Tips

Practical advice to improve your application success rate

Maintain Good Credit
Pay on time, avoid overdue payments. Maintaining a good credit record is key to getting preferential interest rates.
Prepare Complete Documents
Prepare all required documents in advance and ensure information is accurate and complete to significantly speed up the approval process.
Timely Communication
Keep your phone accessible, respond promptly to our inquiries, and cooperate to complete the review process.

Frequently Asked Questions

Common questions about the application process

How long does the application take?

Generally, from application submission to approval results takes within 24 hours. Complex cases may require 2-3 business days. Disbursement is usually completed within 1-2 business days after approval.

Can I reapply if my application is rejected?

Yes, you can. We recommend understanding the reason for rejection first, improving relevant conditions, and then reapplying. Our customer service team will provide detailed improvement suggestions.

Can I make early repayments?

Most products support early repayment without penalty fees. Please refer to your loan contract for specific terms, or contact our customer service team for details.

Ready to Start Your Application?

It only takes a few minutes to complete the online application. Our professional team will provide full service support.